iSelect Insurance Review: Australia’s Leading Comparison Service

🔍 What is iSelect?

iSelect is one of Australia’s most popular insurance comparison platforms, helping consumers compare policies across:
✔ Health Insurance
✔ Car Insurance
✔ Travel Insurance
✔ Energy Plans
✔ Broadband Services

The service provides side-by-side comparisons from major insurers, making it easier to find the right coverage at competitive prices

💡 How iSelect Works

Enter Your Details
- Provide basic information about your needs (e.g., car model, health status, travel destination).
Compare Quotes Instantly
- iSelect displays multiple policy options from leading insurers.
Speak to an Expert (Optional)
- Free phone consultation with a licensed advisor.
Choose & Apply
- Select the best policy and complete the application online.

✅ No cost to use – iSelect earns commissions from providers, not customers.
✅ Saves time – Compare dozens of insurers in minutes.

🏆 iSelect’s Insurance Comparison Services

1️⃣ Health Insurance

✔ Compare hospital & extras cover from top funds (Bupa, Medibank, HCF, etc.).
✔ Find policies that match your budget and medical needs.
✔ Check eligibility for government rebates.

💡 Best for: Families, seniors, and those needing specialist coverage.

2️⃣ Car Insurance

✔ Compare comprehensive, third-party, and fire & theft policies.
✔ See which insurers offer no-claim bonuses, roadside assistance, and hire car coverage.
✔ Get instant quotes from brands like Allianz, AAMI, and Woolworths Insurance.

💡 Best for: Drivers looking for the cheapest or most comprehensive cover.

3️⃣ Travel Insurance

✔ Compare single-trip, annual multi-trip, and cruise insurance.
✔ Check coverage for medical emergencies, cancellations, and lost luggage.
✔ Policies from providers like Cover-More, Allianz, and Fast Cover.

💡 Best for: Frequent travelers and families going overseas.

⚖️ Pros & Cons of iSelect

✔ Advantages

✅ Free & easy to use – No hidden fees.
✅ Wide range of insurers – Major brands + smaller providers.
✅ Personalized recommendations – Filters policies based on your needs.
✅ Expert help available – Speak to advisors for tailored advice.

❌ Limitations

❌ Not all insurers listed (e.g., some direct-only brands may not appear).
❌ Commission-based model – May prioritize certain providers.
❌ Online-only quotes – No in-person support.

📊 iSelect vs. Competitors

Feature	iSelect	Compare the Market	Finder	Canstar
Insurance Types	Health, Car, Travel	Car, Home, Health	Broad (incl. finance)	Broad (incl. banking)
Free Service?	✅ Yes	✅ Yes	✅ Yes	✅ Yes
Phone Support?	✅ Yes	✅ Yes	❌ No	❌ No
Extra Comparisons	Energy, Broadband	Energy, Loans	Loans, Credit Cards	Banking, Super

💡 Best for: Quick insurance comparisons with expert support.

💰 How to Get the Best Deal on iSelect

✔ Adjust excess levels (higher excess = lower premium).
✔ Bundle policies (e.g., health + travel insurance).
✔ Check seasonal promotions (discounts around EOFY).
✔ Compare at least 3 options before deciding.

🚨 Red Flags to Watch For

Policies that seem too cheap (may have poor coverage).
Hidden exclusions (read the PDS carefully).
Pushy sales tactics (take your time to decide).
Read More – USA Free Insurance Guidance in the USA: Find the Best Coverage

❓ Frequently Asked Questions

Is iSelect really free?

✅ Yes! They earn commissions from insurers, not customers.

Does iSelect include all insurers?

❌ No—some (like direct-only brands) may not appear. Always cross-check.

Can I trust iSelect’s recommendations?

✅ Generally yes, but compare multiple options for the best deal.

Is phone support helpful?

✅ Their advisors can clarify policy details if you’re unsure.

📌 Final Verdict: Should You Use iSelect?

iSelect is great for quick insurance comparisons, especially if you want:
✔ Side-by-side policy reviews
✔ Help from a human advisor
✔ A fast, free way to save money

⚠ Double-check policies against insurer websites for the latest deals.

▶ Next Steps:

Compare quotes: iSelect.com.au
Speak to an advisor (if you need guidance).
Check reviews (ProductReview.com.au) before finalizing.

Bottom Line: iSelect saves time and money—just ensure you’re getting the right coverage for your needs. 🇦🇺🔍